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'Seduction by Contract' explains how consumer contracts emerge from market forces and consumer psychology. Consumers' predictable mistakes - they are short-sighted, optimistic, and imperfectly rational - compel sellers to compete by hiding the true costs of products in complex, misleading contracts. Only better law can overcome the market's failure.
Seduction by Contract explains how consumer contracts emerge from market forces and consumer psychology. Consumers' predictable mistakes - they are short-sighted, optimistic, and imperfectly rational - compel sellers to compete by hiding the true costs of products in complex, misleading contracts. Only better law can overcome the market's failure.
Consumers routinely enter into long-term contracts with providers of goods and services - from credit cards, mortgages, cell phones, insurance, TV, and internet services to household appliances, theatre and sports events, health clubs, magazine subscriptions, transportation, and more. Across these consumer markets certain design features of contracts are recurrent, and puzzling. Why do sellers design contracts to provide short-term benefits and impose long-term costs? Why are low introductory prices so common? Why are the contracts themselves so complex, with numerous fees and interest rates, tariffs and penalties? Seduction by Contract explains how consumer contracts emerge from the interaction between market forces and consumer psychology. Consumers are short-sighted and optimistic, so sellers compete to offer short-term benefits, while imposing long-term costs. Consumers are imperfectly rational, so sellers hide the true costs of products and services in complex contracts. Consumers are seduced by contracts that increase perceived benefits, without actually providing more benefits, and decrease perceived costs, without actually reducing the costs that consumers ultimately bear. Competition does not help this behavioural market failure. It may even exacerbate it. Sellers, operating in a competitive market, have no choice but to align contract design with the psychology of consumers. A high-road seller who offers what she knows to be the best contract will lose business to the low-road seller who offers what the consumer mistakenly believes to be the best contract. Put bluntly, competition forces sellers to exploit the biases and misperceptions of their customers. Seduction by Contract argues that better legal policy can help consumers and enhance market efficiency. Disclosure mandates provide a promising avenue for regulatory intervention. Simple, aggregate disclosures can help consumers make better choices. Comprehensive disclosures can facilitate the work of intermediaries, enabling them to better advise consumers. Effective disclosure would expose the seductive nature of consumer contracts and, as a result, reduce sellers' incentives to write inefficient contracts. Developing its explanation through a general framework and detailed case studies of three major consumer markets (credit cards, mortgages, and cell phones), Seduction by Contract is an accessible introduction to the law and economics of consumer contracts, and a powerful critique of current regulatory policy.
To secure his legacy, a terminally ill billionaire makes a shocking proposal to his beautiful assistant in this contemporary medical romance. With six months to live, Charleston heir Jonathan Tarleton must set his affairs in order. He knows that his family’s business would be safe in the hands of his dedicated assistant, Lisette Stanhope. But the only way to leave her in charge is to marry her first. He tells himself that their contract marriage has nothing to do with his raw need to make Lisette his. Lisette has always been hopelessly in love with her boss. And though she knows their marriage will be in name only, the inevitable heartbreak will be just as real. But when their commitment is put to the ultimate test, “happily ever after” will take on a surprising new meaning for them both.
Within the so-called seduction community, the ability to meet and attract women is understood as a skill which heterosexual men can cultivate through practical training and personal development. Though it has been an object of media speculation – and frequent sensationalism – for over a decade, this cultural formation remains poorly understood. In the first book-length study of the industry, Rachel O’Neill takes us into the world of seduction seminars, training events, instructional guidebooks and video tutorials. Pushing past established understandings of ‘pickup artists’ as pathetic, pathological or perverse, she examines what makes seduction so compelling for those drawn to participate in this sphere. Seduction vividly portrays how the twin rationalities of neoliberalism and postfeminism are reorganising contemporary intimate life, as labour-intensive and profit-orientated modes of sociality consume other forms of being and relating. It is essential reading for students and scholars of gender, sexuality, sociology and cultural studies, as well as anyone who wants to understand the seduction industry’s overarching logics and internal workings.
Written by one of the leading contributors to the relational theory of contract, Contractual Relations authoritatively explains the form of the existing law of contract by relating it to its economic, legal, and sociological foundations. This volume demonstrates that economic exchange and legal contract rest on a moral relationship by which each party legitimately pursues its self-interest through recognition of the self-interest of the other. This essential relationship of mutual recognition is in stark contrast to the pursuit of solipsistic self-interest that is central to the classical law of contract. Self-interest of this sort is not morally defensible, nor does it enhance economic welfare. It is for these reasons that the classical law is legally incoherent. The fundamental inadequacies of the classical law's treatment of agreement, consideration, and remedy have emerged as the doctrines of the positive law of contract have been progressively developed to give effect to the relationship of mutual recognition. The welfarist criticism of the classical law has, however, failed to develop a workable concept of self-interest, and so is at odds with what must be retained from the classical law's facilitation of economic exchange and the market economy. The relational law of contract restates self-interest in a morally, economically, and legally attractive manner as the foundation of the social market economy of liberal socialism. Contractual Relations is a fundamental critique of the classical law of contract and the welfarist response to the classical law, and a major statement of the relational theory of contract. This is an essential work for academics, advanced students, and others wishing to understand the fundamental law, economics and sociology of contract and exchange.
This book provides a long-overdue account of online technology and its impact on the work and lifestyles of professional employees. It moves between the offices and homes of workers in the knew "knowledge" economy to provide intimate insight into the personal, family, and wider social tensions emerging in today’s rapidly changing work environment. Drawing on her extensive research, Gregg shows that new media technologies encourage and exacerbate an older tendency among salaried professionals to put work at the heart of daily concerns, often at the expense of other sources of intimacy and fulfillment. New media technologies from mobile phones to laptops and tablet computers, have been marketed as devices that give us the freedom to work where we want, when we want, but little attention has been paid to the consequences of this shift, which has seen work move out of the office and into cafés, trains, living rooms, dining rooms, and bedrooms. This professional "presence bleed" leads to work concerns impinging on the personal lives of employees in new and unforseen ways. This groundbreaking book explores how aspiring and established professionals each try to cope with the unprecedented intimacy of technologically-mediated work, and how its seductions seem poised to triumph over the few remaining relationships that may stand in its way.
The foundations for modern contract law were laid between 1670 and 1870. Rather than advancing a purely chronological account, this examination of the development of contract law doctrine in England during that time explores key themes in order to better understand the drivers of legal change. These themes include the relationship between lawyers and merchants, the role of equity, the place of statute, and the part played by legal literature. Developments are considered in the context of the legal system of the time and through those who were involved in litigation as lawyers, judges, jurors or litigants. It concludes that the way in which contract law developed was complex. Legal change was often uneven and slow, and some of the apparent changes had deep roots in the past. Clashes between conservative and more reformist tendencies were not uncommon.
Surrender to sinful pleasures and forbidden passions with Masters of Seduction, the sizzling new paranormal romance novella series from "New York Times" and internationally bestselling authors Lara Adrian, Donna Grant, Laura Wright and Alexandra Ivy. "In the realm of the Incubi Masters, pleasure is to die for and love is the deadliest game of all . . ." Merciless: House of Gravori by Lara Adrian Seeking vengeance for the murder of his brother, Incubus Master Devlin Gravori demands justice from the high court of the Nephilim. But fury and retribution are no match for the consuming desire he feels for Nahiri, the beautiful Nephilim warrior he claims as his hostage. Soulless: House of Romerac by Donna Grant Incubus Master Canaan Romerac is focused solely on revenge against those who betrayed him and put him in the Oubliette for five hundred years. That is until he sets eyes on Rayna. Can the beautiful Nephilim heal Canaan's wounded soul before it's too late? Shameless: House of Vipera by Laura Wright Sexy Incubus Master Scarus Vipera has grown weak, and the only thing that will strengthen him again is Rosamund, the power-rich female of the Harem. But the mysterious Nephilim is determined to leave the Harem untouched, her heart intact. Ruthless: House of Xanthe by Alexandra Ivy Jian, Master of the House Xanthe, has devoted his life to returning his family to their former prominence. When he's offered a contract to hunt down the missing Sovereign, he's eager to accept. The last thing he expects is to encounter a stunningly beautiful angel who stirs more than his lust.
Sexually active young people urgently need this book. A 2009 Book of the Year, USA Book News “It can’t happen to me.” Many high school students and young adults, seduced by their sense of invincibility, are stunned when they are diagnosed with a sexually transmitted infection (STI). But the fact is that anyone can catch an STI: no age group, social class, economic class, culture, religion, gender, or ethnic group is immune. To drive home the risks and realities of unprotected sex, Dr. Jill Grimes shares real-life stories of young people—medical students, college freshmen, teenagers, young parents, talented entrepreneurs—who have gotten an STI. Dr. Grimes narrates the story of Liz, who got syphilis; Sofia, diagnosed with gonorrhea and chlamydia; and Zoe, with pubic lice. She describes how Justin got herpes, Sean got trichomoniasis, and Luke contracted hepatitis C. The accounts of these young men and women and their exam-room conversations with their doctors evoke both the physical symptoms and complicated emotional reactions that often go together with infection. Fact sheets throughout the book explain each sexually transmitted infection and answer frequently asked questions about symptoms, treatment, and prevention. Used in high schools for the past five years, this new edition of Seductive Delusions shows how technological advances have speeded doctor-patient communication, including test results and treatment recommendations. It explains simplified STI testing, explores the frighteningly high incidence of date sexual assault, examines dramatic changes in cervical cancer prevention and Pap tests, and clarifies why HPV vaccines are now routinely recommended for all children—boys and girls. Whether reading the book from cover to cover or jumping directly to a specific disease, readers will relate to the dramatic stories while learning medically reliable information. Making emotionally and physically safe decisions about sex is easier when you know how STIs are spread, how to avoid getting one, what their symptoms are, and how they are diagnosed and treated.