[PDF] Reconstructing Retirement eBook

Author : David Lain
Publisher : Policy Press
Page : 224 pages
File Size : 44,98 MB
Release : 2018-01-24
Category : Business & Economics
ISBN : 1447326199

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In the United Kingdom, retirement programs are being reconstructed to follow the American practice of abolishing mandatory retirement and increasing state pension ages. This timely book compares prospects for work and retirement at age sixty five-plus in both the United States and the United Kingdom. After exploring the shifting logic behind both nations' policies--policies that increase both the need and opportunities to work past age sixty five--David Lain presents an original comparative statistical analysis on the wide range of factors influencing employment at this age, from the ability to move between jobs in order to remain employed to changing employment trends. He then proposes a series of policies to address these factors across the life-course and promote security and autonomy for older people. Pathways to employment after sixty five are complex, and pressures to work at this age are likely to result in very unequal outcomes. This book will play a vital role in creating a more positive, more equitable future for late careers and retirement.

Author : David E. Rye
Publisher : McGraw Hill Professional
Page : 224 pages
File Size : 23,24 MB
Release : 2010-03-12
Category : Business & Economics
ISBN : 007173886X

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Easy-to-follow action plans for reversing retirement investment losses and rebuilding wealth for the future Save My 401(k)! provides critical care to stop the hemorrhaging of your nest-egg dollars, stabilize assets, and rebuild wealth for the future. The book's assessment tools help you pinpoint the best approaches for achieving long-term goals while being able to customize your 401(k) game plan for future times of economic uncertainty. A "Putting It All Together" section at the end of the book gets readers ready to hit the ground running with checklists and other tools for confident, winning retirement investing.

Author : Paul Katzeff
Publisher : John Wiley and Sons
Page : 403 pages
File Size : 45,89 MB
Release : 2010-05-13
Category : Business & Economics
ISBN : 047062292X

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The essential guide to getting a 401(k) plan back on track While a majority of workers have money invested in their 401(k) plans-and are relying on these funds for retirement-few truly understand how to manage and maintain these accounts, especially during the recent economic downturn. In 2008 alone, most 401(k) holdings declined by twenty percent. These losses, compounded by plan changes, have only led to more confusion. The Second Edition of Getting Started in Rebuilding Your 401(k) Account offers up-to-date answers to frequently asked questions regarding these accounts and contains simple strategies for improving 401(k) returns-including moving money out of company stock, rolling over plans when leaving an employer, and moving some holdings to FDIC insured banks. Explains the basics of 401(k) plans from what they are to how they work Discusses new rules in the 401 (k) arena, from automatic enrollment to how plans can be taxed Includes information on setting financial goals and choosing the investments that are right for you 401(k) plans have become a significant source of retirement funds for many. Learn how to make the most of them with the Second Edition of Getting Started in Rebuilding Your 401(k) Account.

Author : Vanda Fortunato
Publisher :
Page : pages
File Size : 45,41 MB
Release : 2016
Category :
ISBN :

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Reconstructing Lives follows the careers of a group of elite Australian Rules Footballers who retired from playing elite football either voluntarily or due to involuntary reasons, such as injury or deselection. This book is about the aspects of life which footballers rarely talk about, their lives and their careers and thereby offers the occasion to open up new avenues for discussion about sport retirement research. Typically when athletes retire they are relatively young and generally not prepared for retirement and its consequences. This book is about the role transitions into, out of, or from one role to another of elite athletes. Indeed, as individuals we all have roles in life and, at various points of the life cycle, these roles change, for example from being a student to a worker, from being single to married, from being a child to a parent, from being a worker to being retired. Consequently, life consists of a sequence of societal roles, many of which are associated with family and work, which cohorts enter then leave. This process is known as role transition and is the basis for this book and more especially about retirement from elite sport. It is recommended for elite athletes and in particular sport managers and individuals concerned with the development of elite athletes in all codes of sport.

Author : Chris Phillipson
Publisher : SAGE
Page : 180 pages
File Size : 47,38 MB
Release : 1998-10-26
Category : Social Science
ISBN : 9781446235201

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In this timely and authoritative overview on social gerontology and social theory, Chris Phillipson outlines the changing contexts and experiences associated with later life as we move into a new century. The book critically reviews the different theoretical explanations which attempt to explain these changes. Phillipson shows how in late modernity changes to pensions, employment and retirement, and intergenerational relations, are placing doubt on the meaning of growing old. He suggests that later life is being reconstructed as a period of potential choice on the one hand, but also of risk and danger on the other. This book will be essential reading for students and academics in social gerontology, as well as for students and academics in sociology, social policy and related disciplines interested in the future of an ageing population and the future of social gerontology.

Author : Rob Pascale
Publisher : Rowman & Littlefield
Page : 243 pages
File Size : 41,29 MB
Release : 2014-02
Category : Business & Economics
ISBN : 1442216190

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Millions of baby boomers are just beginning to retire, and in doing so many are likely to run into adjustment problems, such as loss of identity, deterioration of marriage and social life, and feelings of disconnectedness to the world. Studies have found that as many as 40% of retirees have difficulty adjusting, and even those who claim to enjoy retirement may experience some uneasiness as they adapt to a life lacking in structure and direction. This book investigates the struggles faced by retirees in building a new life outside of the workforce. It provides an honest assessment of retirement, based on the not-always-acknowledged fact that it is a difficult transition with pitfalls and obstacles to be overcome. But along with uncovering problems, the authors also propose solutions to enable both current and future retirees to be better prepared, allowing them to avoid being blind-sided by unexpected situations. By reading about the experiences of their peers, current and future retirees will come to understand that others share their difficulties adjusting, and that tactics are available to improve their comfort level in retirement as well as their overall well-being. Retirees and those planning for retirement will find in these pages what they need to make retirement successful and enjoyable.

Author : Robert C. Carlson
Publisher : John Wiley & Sons
Page : 290 pages
File Size : 33,29 MB
Release : 2004-12-03
Category : Business & Economics
ISBN : 0471703303

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Praise for THE NEW RULES OF RETIREMENT "As a Wharton graduate, money manager, Chief Financial Officer, and Certified Financial Analyst, I didn't think I needed help in making investment choices and planning for my retirement. I was wrong. I have been a subscriber to Retirement Watch since 1997. I trust Bob Carlson completely and follow his investment, tax, and planning advice personally." --Sandy Kagan, CFA CFO Partner, Tatum Partners "A clear, practical, and wisely unconventional guide to the new world of retirement." --Humberto Cruz Nationally syndicated financial columnist, Tribune Media Services "Bob Carlson does a magnificent job preparing readers for the many challenging issues they will face over the next several decades. Retirees can no longer count on generous asset returns and employer-provided defined benefit plans. Bob provides readers with creative approaches for contending with these challenges to help ensure financially and emotionally secure 'freedom years'." --Lawrence E. Kochard, PhD, CFA Chief Investment Officer, Georgetown University "Bob Carlson shows that three trends--demographics (baby boomers), increasing longevity, and fewer offspring--have changed forever the landscape facing America's retirees. Stereotype retirement based on Social Security and employer pensions is out; making ends meet on your own is in. Better get yourself ready--and you can do so by reading this book." --James C. Miller III Former U.S. Budget Director, Chairman of The CapAnalysis Group, LLC

Author : Robert Louis Clark
Publisher : Oxford University Press
Page : 308 pages
File Size : 24,10 MB
Release : 2005-08-11
Category : Business & Economics
ISBN : 0199284601

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At the same time, public and private trust in traditional pension offerings is rapidly eroding, as companies alter, amend, and terminate their conventional plans in the face of poor investment performance and new methods of pension accounting. Experts from the UK, the US, Japan, Sweden, and Canada offer international perspectives on the evolving institutions of retirement practice. This book provides readers a range of insights and strategies not available in other volumes, and it represents an invaluable addition to the PRC/OUP series. It will be particularly valuable for managers working toward more efficient pension plans; to scholars and policymakers seeking to maximize pension design and effectiveness; and to actuaries and tax specialists concerned with pension regulation. The Pension Research Council at the Wharton School of the University of Pennsylvania was founded 50 years ago to encourage research and teaching on pensions and retirement security.

Author : Charles D. Ellis
Publisher : Oxford University Press
Page : 169 pages
File Size : 26,10 MB
Release : 2014-12-01
Category : Business & Economics
ISBN : 0190218908

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The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own - and the nation's - retirement security. Falling Short is grounded in sound research yet written in a highly accessible style. The authors provide a vivid picture of the retirement crisis in America. They offer the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age 70 if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement through downsizing or a reverse mortgage.