[PDF] Losing Ground Foreclosures In The Subprime Market Their Cost To Homeowners eBook

Author : Kristopher S. Gerardi
Publisher : DIANE Publishing
Page : 39 pages
File Size : 33,89 MB
Release : 2010-06
Category : Self-Help
ISBN : 143792879X

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Analyzes the impact of the subprime mortgage crisis on urban neighborhoods in Mass. Explores the topic using a data set that matches race and income info. with property-level, transaction data. Much of the subprime lending in the state was concentrated in urban neighborhoods and that minority homeownerships created with subprime mortgages have proved exceptionally unstable in the face of rapid price declines. Subprime lending did not, as commonly believed, lead to a substantial increase in homeownership by minorities but instead generated turnover in properties owned by minority residents. The particularly dire foreclosure situation in urban neighborhoods actually makes it somewhat easier for policymakers to provide remedies. Illus.

Author : CQ Researcher,
Publisher : SAGE Publications
Page : 473 pages
File Size : 21,84 MB
Release : 2009-08-12
Category : Social Science
ISBN : 148334357X

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Is more government aid needed? Who will pay for care of aging baby boomers? Will all Americans finally get health insurance? These are just some of the topics covered in Issues for Debate in Social Policy. Engaging and reader-friendly articles encourage students to think critically about some of the most pressing social policy issues of our time. Classroom discussions will sparkle as a result! About CQ Researcher Readers In the tradition of nonpartisanship and current analysis that is the hallmark of CQ Press, readers investigate important and controversial policy issues. Offer your students the balanced reporting, complete overviews, and engaging writing that has consistently provided for more than 80 years. Each article gives substantial background andanalysis of a particular issue as well as useful pedagogical features to inspire critical thinking andto help students grasp and review key material: A Pro/Con box that examines two competing sides of a single question A detailed chronology of key dates and events An annotated bibliography and Web resources Outlook sections that address possible regulation and initiatives from Capitol Hill and the White House over the next 5 to 10 years Photos, charts, graphs, and maps

Author : M. Jarsulic
Publisher : Springer
Page : 198 pages
File Size : 28,1 MB
Release : 2010-03-29
Category : Business & Economics
ISBN : 0230106188

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An indepth look at the origins and development of the current financial crisis, from an economist and Washington insider. Jarsulic explains how a wide array of financial institutions, including mortgage banks, commercial banks, and investment banks created a credit bubble that supported nonprime mortgage lending and helped to inflate house prices.

Author : James H. Carr
Publisher : Routledge
Page : 417 pages
File Size : 38,63 MB
Release : 2008-04-18
Category : Business & Economics
ISBN : 1135889783

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Segregation: The Rising Costs for America documents how discriminatory practices in the housing markets through most of the past century, and that continue today, have produced extreme levels of residential segregation that result in significant disparities in access to good jobs, quality education, homeownership attainment and asset accumulation between minority and non-minority households. The book also demonstrates how problems facing minority communities are increasingly important to the nation’s long-term economic vitality and global competitiveness as a whole. Solutions to the challenges facing the nation in creating a more equitable society are not beyond our ability to design or implement, and it is in the interest of all Americans to support programs aimed at creating a more just society. The book is uniquely valuable to students in the social sciences and public policy, as well as to policy makers, and city planners.