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Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes

Author : Jay W. Richards
Publisher : McGraw Hill Professional
Page : 314 pages
File Size : 28,28 MB
Release : 2013-08-06
Category : Business & Economics
ISBN : 0071816968

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What Every American Needs to Know About the War on Free Enterprise--and Freedom Itself America: be warned. A new wave of financial reformers has infiltrated our public institutions at both the state and national levels. A growing army of self-proclaimed activists, philanthropists, and politicians has infiltrated not only the Consumer Financial Protection Bureau, but the FDIC, the Treasury, and other regulatory agencies. This explosive new book from New York Times bestselling author Jay W. Richards reveals the shocking truth about: The latest financial regulations—what every consumer and businessperson needs to know The Dodd-Frank Reform Act—how it targets the wrong people and problems Elizabeth Warren and the Consumer Financial Protection Bureau—what they’re really up to Consumer credit and debt—why we need to stop blaming the banks The war against free enterprise—what you can do to fight back This startling account walks you through America’s government and financial industry from the inside out—exposing the surprising history, the colorful characters, and the earthshaking events that got us where we are today. You’ll meet the political ideologues and extremists whose good intentions paved the road to financial hell. You’ll witness the “blame game” in action, as politicians and the media use the 2008 meltdown as an excuse to further their own agendas. You’ll learn about the terrible consequences that sweeping government reforms have on small businesses and other industries that had nothing to do with the financial crisis. Finally, you’ll find a special resource section of positive actions and ideas to help you stand up and speak out for your rights. America is at a crossroads. It is time for us to choose between stricter government control that limits our freedom or a more open free market that is the key to prosperity. This book could make all the difference. FREE ENTERPRISE IS UNDER ATTACK. THIS BOOK IS AMERICA’S WAKE-UP CALL. “Big government statists have created a destructive myth that deregulation and greed caused the financial crisis. Richards demonstrates that altruistic government policies supported by crony socialists were the primary cause of the crisis. It is important to debunk the statist myth, because it has been the justification for extremely harmful public policies.” John Allison, President and CEO, Cato Institute, and New York Times bestselling author of The Financial Crisis and the Free Market Cure “Infiltrated strips the pretense of compassion from ‘community action’ and rips away the patina of idealism from housing ‘fairness’ hustles. . . . While naming the names and crimes of housing ‘charity’ scammers, Richards expounds an inspiring liberation philosophy of true economic compassion and win-win economic growth for all.” George Gilder, author of Knowledge and Power “Fearless and brilliant. Dr. Richards boldly addresses important consumer lending issues in a detailed and exhaustive manner. You may not like his conclusions, but to detractors I say prove him wrong. The absolute best book of its kind.” Harold A. Black, PhD, Smith Professor of Finance (Emeritus), University of Tennessee “If you want to know why the popular wisdom about the causes and effects of the financial crisis is mostly wrong, and how such myths will help facilitate similar crises in the future, Jay Richards’s Infiltrated is an eye-opener.” Samuel Gregg, author of Becoming Europe

For the Least of These

Author : Zondervan,
Publisher : Zondervan Academic
Page : 350 pages
File Size : 33,86 MB
Release : 2015-04-21
Category : Religion
ISBN : 0310523001

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Today, many thoughtful and compassionate Christians are addressing the challenge of alleviating poverty. But while much progress has been made, many well-intentioned efforts have led Christians to actions that are not only ineffective, but leave the most vulnerable in a worse situation than before. Is there a better answer? Combining biblical exegesis with proven economic principles, For the Least of These: A Biblical Answer to Poverty equips Christians with both a solid biblical and economic understanding of how best to care for the poor and foster sustainable economic development. With contributions from fifteen leading Christian economists, theologians, historians, and practitioners, it presents the case for why a multi-faceted approach is needed, and why a renewed focus on markets and trade are the world’s best hope for alleviating poverty and serving those in financial need.

Crisis of Responsibility

Author : David L. Bahnsen
Publisher : Post Hill Press
Page : 163 pages
File Size : 26,2 MB
Release : 2018-02-13
Category : Political Science
ISBN : 1682616266

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Across the globe a “revolt” of sorts is taking place against elitism. No more will big government, big media, big banks, big bureaucracy, and big institutions hold the secret nuggets of truth and dictate our lives and fortunes. Financial markets, political punditry, and cultural leaders are all scrambling to react to the rise of the often disenfranchised. But what happens after all the bogeymen have been vanquished? What if opposing the incompetence of the European Union, the biases of the American media, the corruption of crony capitalism, the arrogance of political power brokers, and allegedly unfair global trade deals is not enough? The key to American prosperity in this new era of populism is for moral people to make responsibility matter again by renewing personal virtue and form lasting, mediating institutions that will trump the elitist bogeymen and scapegoats for generations to come. If we fail as individual Americans to address this core crisis of responsibility, we have only ourselves to blame for what happens next.

Lending Power

Author : Howard E. Covington Jr.
Publisher : Duke University Press
Page : 203 pages
File Size : 36,82 MB
Release : 2017-10-19
Category : History
ISBN : 0822372770

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Established by Martin Eakes and Bonnie Wright in North Carolina in 1980, the nonprofit Center for Community Self-Help has grown from an innovative financial institution dedicated to civil rights into the nation's largest home lender to low- and moderate-income borrowers. Self-Help's first capital campaign—a bake sale that raised a meager seventy-seven dollars for a credit union—may not have done much to fulfill the organization's early goals of promoting worker-owned businesses, but it was a crucial first step toward wielding inclusive lending as a weapon for economic justice. In Lending Power journalist and historian Howard E. Covington Jr. narrates the compelling story of Self-Help's founders and coworkers as they built a progressive and community-oriented financial institution. First established to assist workers displaced by closed furniture and textile mills, Self-Help created a credit union that expanded into providing home loans for those on the margins of the financial market, especially people of color and single mothers. Using its own lending record, Self-Help convinced commercial banks to follow suit, extending its influence well beyond North Carolina. In 1999 its efforts led to the first state law against predatory lending. A decade later, as the Great Recession ravaged the nation's economy, its legislative victories helped influence the Dodd-Frank Wall Street Reform and Consumer Protection Act and the formation of the Consumer Financial Protection Bureau. Self-Help also created a federally chartered credit union to expand to California and later to Illinois and Florida, where it assisted ailing community-based credit unions and financial institutions. Throughout its history, Self-Help has never wavered from its mission to use Dr. Martin Luther King Jr.'s vision of justice to extend economic opportunity to the nation's unbanked and underserved citizens. With nearly two billion dollars in assets, Self-Help also shows that such a model for nonprofits can be financially successful while serving the greater good. At a time when calls for economic justice are growing ever louder, Lending Power shows how hard-working and dedicated people can help improve their communities.

Every Square Inch

Author : Bruce Riley Ashford
Publisher : Lexham Press
Page : 107 pages
File Size : 27,4 MB
Release : 2015-03-10
Category : Religion
ISBN : 1577996216

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Jesus is Lord over everything. So his lordship should shape every aspect of life. But what impact does faith really have on our day-today existence? And how should we, as Christians, interact with the culture? In Every Square Inch, Bruce Ashford skillfully navigates such questions. Drawing on sources like Abraham Kuyper, C.S. Lewis, and Francis Schaeffer, he shows how our faith is relevant to all dimensions of culture. The gospel informs everything we do. We cannot maintain the artificial distinction between "sacred" and "secular." We must proclaim Jesus with our lips and promote him with our lives, no matter what cultural contexts we may find ourselves in.

Money, Greed, and God

Author : Jay W. Richards
Publisher : Harper Collins
Page : 276 pages
File Size : 30,71 MB
Release : 2009-05-05
Category : Business & Economics
ISBN : 0061874566

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In Money, Greed, and God: Why Capitalism is the Solution and Not the Problem, Senior Fellow at the Discovery Institute Jay W. Richards and bestselling author of Indivisible: Restoring Faith, Family, and Freedom Before It's Too Late and Infiltrated: How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes, defends capitalism within the context of the Christian faith, revealing how entrepreneurial enterprise, based on hard work, honesty, and trust, actually fosters creativity and growth. In doing so, Money, Greed, and God exposes eight myths about capitalism, and demonstrates that a good Christian can be a good capitalist.

The Price of Panic

Author : Jay W. Richards
Publisher : Simon and Schuster
Page : 166 pages
File Size : 32,51 MB
Release : 2020-10-13
Category : Political Science
ISBN : 1684511429

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WHAT JUST HAPPENED? The human cost of the emergency response to COVID-19 has far outweighed the benefits. That’s the sobering verdict of a trio of scholars—a biologist, a statistician, and a philosopher— in this comprehensive assessment of the worst panic-induced disaster in history. As the media fanned the flames of panic, government officials and a new elite of scientific experts ignored the established protocols for mitigating a dangerous disease. Instead, they shut down the world economy, closed every school, confined citizens to their homes, and threatened to enforce a regime of extreme social distancing indefinitely. And the American public—amazingly enough—complied without protest. Modestly but relentlessly focused on what we know and don’t know about the coronavirus, Douglas Axe, William M. Briggs, and Jay W. Richards demonstrate in this eye-opening study what real experts can contribute when a pandemic strikes. In the early spring of 2020, the panic of government officials, the hysteria of the media, and the hubris of suddenly powerful scientists produced a worldwide calamity. The Price of Panic is the essential book for understanding what happened and how to avoid repeating our deadly mistakes.

From Poverty to Power

Author : Duncan Green
Publisher : Oxfam
Page : 540 pages
File Size : 12,28 MB
Release : 2008
Category : Social Science
ISBN : 0855985933

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Offers a look at the causes and effects of poverty and inequality, as well as the possible solutions. This title features research, human stories, statistics, and compelling arguments. It discusses about the world we live in and how we can make it a better place.

After the Digital Tornado

Author : Kevin Werbach
Publisher : Cambridge University Press
Page : 251 pages
File Size : 29,83 MB
Release : 2020-07-23
Category : Law
ISBN : 1108645259

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Networks powered by algorithms are pervasive. Major contemporary technology trends - Internet of Things, Big Data, Digital Platform Power, Blockchain, and the Algorithmic Society - are manifestations of this phenomenon. The internet, which once seemed an unambiguous benefit to society, is now the basis for invasions of privacy, massive concentrations of power, and wide-scale manipulation. The algorithmic networked world poses deep questions about power, freedom, fairness, and human agency. The influential 1997 Federal Communications Commission whitepaper “Digital Tornado” hailed the “endless spiral of connectivity” that would transform society, and today, little remains untouched by digital connectivity. Yet fundamental questions remain unresolved, and even more serious challenges have emerged. This important collection, which offers a reckoning and a foretelling, features leading technology scholars who explain the legal, business, ethical, technical, and public policy challenges of building pervasive networks and algorithms for the benefit of humanity. This title is also available as Open Access on Cambridge Core.

Natural Resources and Violent Conflict

Author : Ian Bannon
Publisher : World Bank Publications
Page : 432 pages
File Size : 29,41 MB
Release : 2003-01-01
Category : Nature
ISBN : 9780821355039

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Research carried out by the World Bank on the root causes of conflict and civil war finds that a developing country's economic dependence on natural resources or other primary commodities is strongly associated with the risk level for violent conflict. This book brings together a collection of reports and case studies that explore what the international community in particular can do to reduce this risk.; The text explains the links between natural resources and conflict and examines the impact of resource dependence on economic performance, governance, secessionist movements and revel financing. It then explores avenues for international action - from financial and resource reporting procedures and policy recommendations to commodity tracking systems and enforcement instruments, including sanctions, certification requirements, aid conditionality, legislative and judicial instruments.