[PDF] Home Ownership Getting In Getting From Getting Out eBook

Author : P. Boelhouwer
Publisher : IOS Press
Page : 220 pages
File Size : 47,58 MB
Release : 2005
Category : Architecture
ISBN : 1607504669

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Home ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift-in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. This book is also concerned with the losses, in the form of repayment risk, related to, difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the Conference on Housing Growth and Regeneration. Hosted by the Cambridge Centre for Housing and Planning Research, Department of Land Economy, University of Cambridge, it was held under the auspices of the European Network of Housing Researchers.

Author : J. Doling
Publisher : IOS Press
Page : 279 pages
File Size : 50,92 MB
Release : 2006-06-29
Category : Business & Economics
ISBN : 1607501864

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Home ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. It also concerns the losses, in the form of repayment risk, related to difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the Conference Housing in Europe: New Challenges and Innovations in Tomorrow's Cities, held in Reykjavik, Iceland. Hosted by the Urban Studies Institute of the University of Iceland and Centre for Housing and Property Research, Bifröst School of Business, it was held under the auspices of the European Network of Housing Researchers.

Author : J. F. Doling
Publisher : IOS Press
Page : 183 pages
File Size : 30,61 MB
Release : 2010
Category : Business & Economics
ISBN : 1607505487

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Provides an overview of the effects of home ownership. This book refers to processes in the development of the homeownership stock including problems of access, which in turn implies issues of affordability, the viability of financial institutions and subsidies. It also provides an overview of the research results in this field.

Author : Katrin B. Anacker
Publisher : Routledge
Page : 548 pages
File Size : 32,89 MB
Release : 2019-07-02
Category : Architecture
ISBN : 1317282698

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The Routledge Handbook of Housing Policy and Planning provides a comprehensive multidisciplinary overview of contemporary trends in housing studies, housing policies, planning for housing, and housing innovations in the United States, the United Kingdom, and Continental Europe. In 29 chapters, international scholars discuss aspects pertaining to the right to housing, inequality, homeownership, rental housing, social housing, senior housing, gentrification, cities and suburbs, and the future of housing policies. This book is essential reading for students, policy analysts, policymakers, practitioners, and activists, as well as others interested in housing policy and planning.

Author : Chris Paris
Publisher : Routledge
Page : 323 pages
File Size : 12,29 MB
Release : 2010-10-04
Category : Architecture
ISBN : 113693474X

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Despite the current recession, the frequency of second home ownership is still surprisingly high throughout the western world. While the UK and Ireland previously had lower occurrences of multiple dwellings compared to the rest of Europe, they are quickly catching up with a current surge in the ownership of second homes. The recent MP expenses scandal in the UK has also drawn attention to the prevalence of second homes (or more) within the middle classes, and the fact that the concept is becoming increasingly popular. Chris Paris uses this text to address the reasons behind why second homes are becoming more popular, both within the usual domicile of the individuals, and in international locations. The socioeconomic factors and historical contexts of homes in cultures across the world are fundamental to explaining the choices in transnational home ownership, and Paris’ case studies and comparisons between additional homes in Europe, Australia, America and Asia expand upon the motivation for people to own a second home. Affluence, Mobility and Second Home Ownership draws together debates on gentrification, globalisation, consumerism, environmental factors and investment to provide a balanced look at the pros, and cons, of second home ownership, and what implications it has for the future. An ideal text for students studying geography, urbanism and planning, this book is also of interest to individuals interested in the changing ways in which we make choices on our places of residence.

Author : Richard Ronald
Publisher : Routledge
Page : 242 pages
File Size : 50,26 MB
Release : 2012-03-12
Category : Architecture
ISBN : 1136592741

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In context of ongoing transformations in housing markets and socioeconomic conditions, this book focuses on past, current and future roles of home ownership in social policies and welfare practices. It considers owner-occupied housing in terms of diverse meanings and manifestations, but in particular the part played by housing tenure in the political, socioeconomic and demographic changes that have characterized the pre- and post-crisis era. The intensified promotion of home ownership in recent decades helped stimulate an increasing orientation towards the private consumption of housing, not only as a home, but also an asset – or possibly speculative vehicle – that enhances household economic capacity and can be transferred to children or other family, or even exchanged for other goods. The latest global financial crisis, however, made it clear that owner-occupied housing markets and mortgage sectors have become deeply embedded in networks of socioeconomic interdependency and risk. This collection engages with numerous debates on housing and society in a range of developed societies from North America to Asia-Pacific to North, South, East and West Europe. Interdisciplinary contributors draw upon diverse empirical data to explore how housing and home ownership has become so embedded in polity, economy and household welfare conditions in various social and cultural contexts. Another concern is what lies beyond home ownership considering the integration of housing systems with economic growth and social stability appears to be unravelling. This volume speaks to public debates concerning the future of housing markets, policy and tenure, providing deep and provocative insights for academics, students and professionals alike.

Author : Aaron Glantz
Publisher : HarperCollins
Page : 448 pages
File Size : 31,85 MB
Release : 2019-10-15
Category : Business & Economics
ISBN : 0062869558

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“[I] can’t recommend this joint enough. ... An illuminating and discomfiting read.” —Ta-Nehisi Coates "Essential reading." —New York Review of Books A shocking, heart-wrenching investigation into America’s housing crisis and the modern-day robber barons who are making a fortune off the backs of the disenfranchised working and middle class—among them, Donald Trump and his inner circle. Two years before the housing market collapsed in 2008, Donald Trump looked forward to a crash: “I sort of hope that happens because then people like me would go in and buy,” he said. But our future president wasn’t alone. While millions of Americans suffered financial loss, tycoons pounced to heartlessly seize thousands of homes—their profiteering made even easier because, as prize-winning investigative reporter Aaron Glantz reveals in Homewreckers, they often used taxpayer money—and the Obama administration’s promise to cover their losses. In Homewreckers, Glantz recounts the transformation of straightforward lending into a morass of slivered and combined mortgage “products” that could be bought and sold, accompanied by a shift in priorities and a loosening of regulations and laws that made it good business to lend money to those who wouldn’t be able to repay. Among the men who laughed their way to the bank: Trump cabinet members Steve Mnuchin and Wilbur Ross, Trump pal and confidant Tom Barrack, and billionaire Republican cash cow Steve Schwarzman. Homewreckers also brilliantly weaves together the stories of those most ravaged by the housing crisis. The result is an eye-opening expose of the greed that decimated millions and enriched a gluttonous few.

Author : Ryan Dezember
Publisher : Macmillan + ORM
Page : 189 pages
File Size : 13,9 MB
Release : 2020-07-14
Category : Political Science
ISBN : 1250241812

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Winner of the Bruss Real Estate Book Award His assignment was to write about a real-estate frenzy lighting up the Redneck Riviera. So Ryan Dezember settled in and bought a home nearby himself. Then the market crashed, and he became one of the millions of Americans who suddenly owed more on their homes than they were worth. A flood of foreclosures made it impossible to sell. It didn't help that his quaint neighborhood fell into disrepair and drug-induced despair. He had no choice but to become a reluctant and wildly unprofitable landlord to move on. Meanwhile, his reporting showed how the speculative mania that caused the crash opened the U.S. housing market to a much larger breed of investors. In this deeply personal story, Dezember shows how decisions on Wall Street and in Washington played out on his street in a corner of the Sunbelt that was convulsed by the foreclosure crisis. Readers will witness the housing market collapse from Dezember’s perch as a newspaper reporter. First he’s in the boom-to-bust South where a hot-air balloonist named Bob Shallow becomes one of the world’s top selling real-estate agents arranging condo flips, developers flop in spectacular fashion and the law catches up with a beach-town mayor on the take. Later he’s in New York, among financiers like Blackstone’s Stephen Schwarzman who are building rental empires out of foreclosures, staking claim to the bastion of middle-class wealth: the single-family home. Through it all, Dezember is an underwater homeowner caught up in the mess. A cautionary tale of Wall Street's push to turn homes into assets, Underwater is a powerful, incisive story that chronicles the crash and its aftermath from a fresh perspective—the forgotten, middle-class homeowner.

Author : Anupam Nanda
Publisher : Routledge
Page : 230 pages
File Size : 35,57 MB
Release : 2019-03-20
Category : Business & Economics
ISBN : 1317483480

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Residential Real Estate introduces readers to the economic fundamentals and emerging issues in housing markets. The book investigates housing market issues within local, regional, national and international contexts in order to provide students with an understanding of the economic principles that underpin residential property markets. Key topics covered include: Location choice in urban areas Housing supply and demand Housing finance and housing as an asset class Demographic shifts and implications for housing Sustainable homes and digitalisation in housing Drawing on market-level information, readers are encouraged to recognise the supply and demand drivers and modelling of dynamic housing markets at various spatial scales and the implications of trends within an urban and regional context, e.g. urbanisation, ageing population, migration, digitalisation. With research-based discussions and coverage of relevant literature, this is an ideal textbook for students of residential real estate, property and related business studies courses at UG and PG levels, as well as a reference book with research topics for researchers. This book will also be of interest to professionals and policymakers.