[PDF] Get Whats Yours Revised Updated eBook

Author : Laurence J. Kotlikoff
Publisher : Simon and Schuster
Page : 336 pages
File Size : 29,26 MB
Release : 2015-02-17
Category : Business & Economics
ISBN : 1476772290

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Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.

Author : Philip Moeller
Publisher : Simon and Schuster
Page : 304 pages
File Size : 16,59 MB
Release : 2016-10-04
Category : Business & Economics
ISBN : 1501124013

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A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Author : Laurence Kotlikoff
Publisher : Little, Brown Spark
Page : 283 pages
File Size : 28,25 MB
Release : 2022-01-04
Category : Business & Economics
ISBN : 0316541877

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Increase your spending power, enhance your standard of living, and achieve financial independence with this “must-read” guide to money management (Jane Bryant Quinn). Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times bestseller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like: How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope). How to buy a superior education on the cheap and graduate debt-free. Why it’s smarter to cash out your IRA to pay off your mortgage. Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.

Author : Laurence J. Kotlikoff
Publisher : Simon and Schuster
Page : 384 pages
File Size : 41,97 MB
Release : 2016-05-03
Category : Business & Economics
ISBN : 1501144766

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"In 2016, Social Security rules changed radically. Do you know how - and how these changes might apply to you? Americans have left literally billions of Social Security dollars on the table - benefits we have earned, are eligible to take, but simply aren't aware of. Fully revised and carefully updated in light of the new law, Get What's Yours is the indispensable guide to collecting the maximum Social Security benefits possible."--Page 4 of cover.

Author : Brooke Warner
Publisher : Simon and Schuster
Page : 153 pages
File Size : 35,25 MB
Release : 2012-09-18
Category : Language Arts & Disciplines
ISBN : 1938314069

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What's Your Book? is an aspiring author’s go-to guide for getting from idea to publication. Brooke Warner is a publishing expert with thirteen years’ experience as an acquiring editor for major trade houses. In her book, she brings her unique understanding of book publishing (from the vantage point of coach, editor, and publisher) to each of the book's five chapters, which include understanding the art of becoming an author, getting over common hurdles, challenging counterproductive mindsets, building an author platform, and ultimately getting published. Brooke is known for her straightforward delivery, honest assessments, and compassionate touch with authors. What's Your Book? contains the inspiration and information every writer needs to publish their first or next book.

Author : Denis Johnson
Publisher : Macmillan
Page : 638 pages
File Size : 14,6 MB
Release : 2007-09-04
Category : Fiction
ISBN : 9780374279127

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Once upon a time there was a war . . . and a young American who thought of himself as the Quiet American and the Ugly American, and who wished to be neither, who wanted instead to be the Wise American, or the Good American, but who eventually came to witness himself as the Real American and finally as simply the Fucking American. That’s me. This is the story of Skip Sands—spy-in-training, engaged in Psychological Operations against the Vietcong—and the disasters that befall him thanks to his famous uncle, a war hero known in intelligence circles simply as the Colonel. This is also the story of the Houston brothers, Bill and James, young men who drift out of the Arizona desert into a war in which the line between disinformation and delusion has blurred away. In its vision of human folly, and its gritty, sympathetic portraits of men and women desperate for an end to their loneliness, whether in sex or death or by the grace of God, this is a story like nothing in our literature. Tree of Smoke is Denis Johnson’s first full-length novel in nine years, and his most gripping, beautiful, and powerful work to date. Tree of Smoke is the 2007 National Book Award Winner for Fiction.

Author : Philip Moeller
Publisher : Simon and Schuster
Page : 288 pages
File Size : 46,79 MB
Release : 2024-10-08
Category : Business & Economics
ISBN : 1668031914

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An updated and expanded edition of the top-selling consumer guide to Medicare. It explains how to choose the best plans, especially during Medicare’s annual enrollment period, how to use Medicare’s extensive health benefits, and changes to Medicare that are expanding what it will cover and moving care from hospitals into the home. Medicare is the primary insurance plan for 70 million retired and disabled Americans. Understanding how Medicare works is essential to their health and well-being. However, Medicare has become more complicated—and more confusing. Get What’s Yours for Medicare is the authoritative consumer Medicare guide. It includes detailed chapters on when to enroll in Medicare, how to evaluate the often-bewildering choice of Medicare insurance plans, and, most importantly, how to use Medicare to find high-quality, affordable health care. The book also explains important upcoming changes to Medicare so consumers will know what to expect. Medicare in 2024 is far different from the program described in the first edition of Get What’s Yours. The first part of this book discusses Medicare policies that affect the medical care you need now. The second part examines how Medicare is changing. These changes are part of the shift toward what is called managed care, which includes private Medicare Advantage plans. The newly updated Get What’s Yours for Medicare explains managed care in detail to clarify any questions about these programs. Get What’s Yours for Medicare is the definitive guide to help you get the most out of your healthcare and ultimately alleviate the stress surrounding the complicated world of Medicare.

Author : Colm Toibin
Publisher : Simon and Schuster
Page : 400 pages
File Size : 11,46 MB
Release : 2014-10-07
Category : Fiction
ISBN : 1439149852

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From one of contemporary literature’s bestselling, critically acclaimed, and beloved authors: a “luminous” novel (Jennifer Egan, The New York Times Book Review) about a fiercely compelling young widow navigating grief, fear, and longing, and finding her own voice—“heartrendingly transcendant” (The New York Times, Janet Maslin). Set in Wexford, Ireland, Colm Tóibín’s magnificent seventh novel introduces the formidable, memorable, and deeply moving Nora Webster. Widowed at forty, with four children and not enough money, Nora has lost the love of her life, Maurice, the man who rescued her from the stifling world to which she was born. And now she fears she may be sucked back into it. Wounded, selfish, strong-willed, clinging to secrecy in a tiny community where everyone knows your business, Nora is drowning in her own sorrow and blind to the suffering of her young sons, who have lost their father. Yet she has moments of stunning insight and empathy, and when she begins to sing again, after decades, she finds solace, engagement, a haven—herself. Nora Webster “may actually be a perfect work of fiction” (Los Angeles Times), by a “beautiful and daring” writer (The New York Times Book Review) at the zenith of his career, able to “sneak up on readers and capture their imaginations” (USA TODAY). “Miraculous...Tóibín portrays Nora with tremendous sympathy and understanding” (Ron Charles, The Washington Post).

Author : Paul Auster
Publisher : Faber & Faber
Page : 210 pages
File Size : 41,53 MB
Release : 2010-11-25
Category : Biography & Autobiography
ISBN : 0571266746

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'One day there is life . . . and then, suddenly, it happens there is death.' So begins Paul Auster's moving and personal meditation on fatherhood. The first section, 'Portrait of an Invisible Man', reveals Auster's memories and feelings after the death of his father. In 'The Book of Memory' the perspective shifts to Auster's role as a father. The narrator, 'A', contemplates his separation from his son, his dying grandfather and the solitary nature of writing and story-telling.