[PDF] First To A Million A Teenagers Guide To Achieving Early Financial Freedom eBook

Author : Dan Sheeks
Publisher : Biggerpockets Publishing, LLC
Page : pages
File Size : 49,15 MB
Release : 2021-11-23
Category : Young Adult Nonfiction
ISBN : 9781947200463

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Change the way you look at money before you turn twenty... and become a FI Freak! Most teenagers are only told about one financial path: Work until you're old and then retire. But what if you want to spend your adult life traveling, creating, or bettering the world instead of working all day, every day? Financial independence (FI) is the only way to win the resource you can't rewind: TIME. Time for yourself, time for your family and friends, and time for your dreams. Build the freedom to define your own future by building a strong financial base--which means saving more, spending less, and starting to invest as soon as possible. First to a Million explores the many advantages of FI while explaining the secrets of investing, living frugally, and maintaining an entrepreneurship mindset. Treating your finances differently than the average teenager will put you miles ahead of your peers, and with time (and compound interest) on your side, you can win the game before it even starts! Be different with money. Be bold about your future. Be a FI Freak! Inside the Book, You'll Learn: Why the typical "American Dream" pathway is not for everyone How a FI Freak can take control of their financial future The four mechanisms of early FI (Spoiler: they're ridiculously simple!) How to make more money as a teen with creative jobs and side hustles How to be frugal and live richly with a life full of happiness and flexibility The difference between income and wealth, real and false assets, and good and bad debt Personal finance basics--like tracking income and expenses, building a credit score from the ground up, and calculating your net worth Investing basics--like earning passive income, understanding the power of compound interest, and how index funds and real estate can build your wealth

Author : Sheeks Dan
Publisher : Biggerpockets Publishing, LLC
Page : 248 pages
File Size : 42,50 MB
Release : 2022-05-03
Category : Young Adult Nonfiction
ISBN : 9781947200630

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Freak (n): A markedly exceptional or extraordinary person who has withdrawn from normal behavior and activities to pursue one interest or obsession. FI Freak (n): A young person obsessed with making intelligent money decisions to allow themselves to reach early financial independence and live their best life. A step-by-step guide to help you change the way you look at money before you turn 20! In this companion workbook to First to a Million, teenagers will accelerate their path to financial independence and learn even more about personal finance and investing. This interactive planner contains critical action items, tasks, and exercises--all organized into simple semester-long sections and a timeline that can be adjusted to fit your age or level of experience. This workbook will show you how to: Find a mentor that can help you grow toward your goals Manage your expenses aso you can save as much money as possible Get your first credit card and start building your credit score Build passive income streams to work toward financial freedom Open a brokerage account to invest in index funds Close on your first real estate purchase (when you're ready!) And much more! It's never too early to start working toward your FI Freak goals. With time (and compound interest) on your side, you can win the game before it even starts!

Author : Theresa Perry
Publisher : Beacon Press
Page : 196 pages
File Size : 11,2 MB
Release : 2012-09-11
Category : Education
ISBN : 0807095346

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“An important and powerful book” that radically reframes the debates swirling around the academic achievement of African-American students (Boston Review) “The solutions offered by each essay are creative, inspirational, and good old common sense." —Los Angeles Times In 3 separate but allied essays, African-American scholars Theresa Perry, Claude Steele, and Asa Hilliard examine the alleged ‘achievement gap’ between Black and white students. Each author addresses how the unique social and cultural position Black students occupy—in a society which often devalues and stereotypes African-American identity—fundamentally shapes students’ experience of school and sets up unique obstacles. Young, Gifted and Black provides an understanding of how these forces work, opening the door to practical, powerful methods for promoting high achievement at all levels. In the first piece, Theresa Perry argues that the dilemmas African-American students face are rooted in the experience of race and ethnicity in America, making the task of achievement distinctive and difficult. Claude Steele follows up with stunningly clear empirical psychological evidence that when Black students believe they are being judged as members of a stereotyped group—rather than as individuals—they do worse on tests. Finally, Asa Hilliard argues against a variety of false theories and misguided views of African-American achievement, sharing examples of real schools, programs, and teachers around the country that allow African-American students to achieve at high levels. Now more than ever, Young, Gifted and Black is an eye-opening work that has the power to not only change how we talk and think about African-American student achievement but how we view the African-American experience as a whole.

Author : Bernard Kelly
Publisher : Hachette Books
Page : 125 pages
File Size : 50,35 MB
Release : 2011-05-10
Category : Business & Economics
ISBN : 1401303730

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An easy-to-read guide to the four stages of a successful financial life Bernard Kelly started his professional life cooking French fries at McDonald's. While his first paychecks were modest, he hoped that the small amounts he set aside from each would one day lead to the financial freedom he desired. A few short years later, Kelly's work ethic and dedication have fueled his rise from fry cook to Operations Consultant at McDonald's. At the same time, those early savings have grown into the kind of personal wealth many of us dream of achieving one day. In Flipping Burgers to Flipping Millions, Kelly shares the easy-to-understand principles at the heart of his professional and financial success--ones influenced by his experience working for the most successful restaurant business in the world--and gives you a game plan for how to use them in your own life. Are you just starting your career Perfect. Kelly will introduce you to the the four stages of a successful financial life--Right Now, Quality of Life, Retirement, and Legacy--and explain how to navigate them. Starting a little bit later That's OK too. Kelly will help you figure out how to get back on track on your path toward financial security. Presented in an engaging and jargon-free voice, this book will capture your imagination, change the way you think about money, and show you that financial freedom is possible--not just for other people, but for you.

Author : A. B. Stanley
Publisher :
Page : 172 pages
File Size : 21,8 MB
Release : 2021-07-02
Category :
ISBN :

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Discover the proven path to wealth that anyone can follow... no matter how young you are. When you first start earning your own income, money is often tight and barely enough to cover the necessities. You worry about making rent, affording emergency repairs, or making your debt payments on time. Investing is probably the least of your concerns when you're struggling to meet your day-to-day needs. Why put your money into stocks and bonds that you don't get to use now when there are urgent things you need to take care of? But if you want to become rich and financially secure, investments are the only way to get there. Investing helps you continue to earn money -- even when you're not actively working for it. Eventually, when your investments become large enough, they can generate enough money to cover your living expenses -- no job required. If you want to reach this point by the time you're 30, you will have to take action while you're still in your 20s... the earlier, the better. In How to Get Rich Before 30, you'll learn what it takes to start building and growing wealth, regardless of where you're starting from. Inside, you will discover: How to start investing money now, even if you only have a few dollars to spare How your erroneous beliefs about money are limiting your potential for wealth How to stay motivated and focused on building your nest egg (even when the temptation to splurge strikes) Why you're losing money by keeping it in a savings account The biggest advantage you have as a young adult -- and how to capitalize on it to grow your wealth Small lifestyle changes you can make today to increase the amount you can set aside for investing Beginner-friendly investing methods -- no need to be a finance expert! The #1 investment you need to make that is guaranteed to make a worthwhile return, no matter what happens to the stock market And much more. No matter how much or how little you're earning, setting money aside for investments should be part of your financial habits. Unlike money spent on material things, the money you put into your investments will keep working for you, even when you're no longer working. So don't make your income an excuse for not investing. Instead, make it your best resource to build your wealth on. By taking the small steps towards investing today, your finances will enjoy big leaps in the future. If you want to make the most of your hard-earned money so you won't have to keep working for it forever, then scroll up and click the "Add to Cart" button right now.

Author : Robin Warshaw
Publisher : HarperCollins
Page : 354 pages
File Size : 50,55 MB
Release : 2019-04-09
Category : Self-Help
ISBN : 0062685872

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A new edition of the 1988 classic text that exposed the extreme prevalence of rape in America, coining the term acquaintance rape and establishing the disturbing statistics on sexual assault that still hold just as true today—now featuring an original preface from Gloria Steinem, a new introduction by Salamishah Tillet, an updated afterword by Mary P. Koss, PH.D., as well as an updated resources section. “Essential. . . . It is nonpolemical, lucid, and speaks eloquently not only to the victims of acquaintance rape but to all those caught in its net.”— Philadelphia Inquirer In 1988, Robin Warshaw wrote I Never Called It Rape, the ground-breaking book that revealed a staggering truth: 25% of women were the victims of rape or attempted rape. Over 80% of these women knew their assailants. Warhsaw based her reportage on the first large-scale study into rape ever, conducted by Ms. Magazine in the late 80s. Thirty years later, we now have a wealth of statistics on rape. The disturbing truth is that the figures have not diminished. That our culture enables rape is not just shown by the numbers—the outbreak of allegations against serial rapists from Bill Cosby to Harvey Weinstein and the 2016 presidential election of Donald Trump, a man who was recorded bragging about sexual assault, have further amplified this horrifying truth. With over 80,000 copies sold to date, I Never Called It Rape has served as a guide to understanding rape as a cultural phenomenon for tens of thousands—providing women and men with strategies to address our rape endemic; survivors with the context and resources to help them heal from their experiences; and pulling the wool from all our eyes on the pervasiveness of rape and sexual assault today. As relevant today as when it was first published, this new edition features Warshaw’s original report and her 1994 Introduction, as well as an original Preface from Gloria Steinem, a new Introduction by Salamishah Tillet on how the cultural landscape has evolved since the 1980s, an updated Afterword by Mary P. Koss, PH.D., examining the ways she would approach the research she did for Ms. differently today, as well as an updated resources section.

Author : Stephen Bertman
Publisher : Praeger
Page : 200 pages
File Size : 33,67 MB
Release : 2000-02-28
Category : Education
ISBN :

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"Applying the metaphor of Alzheimer's disease to our national state of mind, Bertman offers a chilling prognosis for our country's future unless radical steps for recovery are taken. ... [He] looks beyond the classroom to the larger social forces that conspire to alienate Americans from their past: a materialistic creed that celebrates transience and disposability, and an electronic faith that worships the present to the exclusion of all other dimensions of time."--Jacket.

Author : James McKenna
Publisher : Workman Publishing
Page : 145 pages
File Size : 43,51 MB
Release : 2016-01-01
Category : Juvenile Nonfiction
ISBN : 076118080X

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"Published simultaneously in Canada by Thomas Allen & Son, Limited"--Title page verso.

Author : Tiffany the Budgetnista Aliche
Publisher : Rodale Books
Page : 370 pages
File Size : 35,6 MB
Release : 2021-03-30
Category : Business & Economics
ISBN : 0593232755

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NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.