[PDF] Federal Housing Programs eBook

Author : Stanley J. Czerwinski
Publisher : DIANE Publishing
Page : 108 pages
File Size : 34,97 MB
Release : 2002-08
Category :
ISBN : 9780756724849

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In FY 1999, about 5.2 million low- and very-low-income households received about $28.7 billion in Fed. housing assist. through more than a dozen programs, yet almost 9 mill. other very-low-income household still have serious housing needs. This report: describes characteristics of the housing provided under the 6 active housing assist. programs; estimates the per-unit-cost of each of these programs; computes the portion of each program's per-unit cost paid by the Fed. gov't., tenants, and others (state, local, and private sources); and identifies public policy issues raised by this study, taking into account tradeoffs between the programs' costs and qualitative differences. Charts and tables.

Author : Keeanga-Yamahtta Taylor
Publisher : UNC Press Books
Page : 364 pages
File Size : 36,74 MB
Release : 2019-09-03
Category : History
ISBN : 1469653672

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LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
Page : 227 pages
File Size : 33,63 MB
Release : 2018-08-11
Category : Social Science
ISBN : 0309477042

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Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.

Author : Eric Collier
Publisher :
Page : 172 pages
File Size : 15,26 MB
Release : 2016
Category : SOCIAL SCIENCE
ISBN : 9781634843447

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In 2014, the federal government provided about $50 billion in housing assistance specifically designated for low-income households. That assistance--which is made available both through spending programs and preferential tax treatment--increased by about 15 percent in real (inflation-adjusted) terms between 2000 and 2003. Since that time, such assistance has remained relatively stable at about $50 billion annually (measured in 2014 dollars), with the exception of a temporary boost, mostly in 2010 and 2011, associated with the American Recovery and Reinvestment Act of 2009 (ARRA). The Congressional Budget Office report, provided in this book, discusses the ways in which the federal government provides housing assistance to low-income households, examines how that assistance has changed since 2000, and provides information about the households that receive assistance. In addition, the book assesses policy options for altering that assistance. The book also identifies the federal, state, and local government funded programs that provide rental assistance to low-income households and identifies indications of program fragmentation and overlap; assesses the extent of intergovernmental collaboration for rental assistance; and determines what is known about performance at the federal level, at selected state and local jurisdictions and for the collective performance of the levels of government providing rental assistance.

Author : Barry G. Jacobs
Publisher :
Page : 328 pages
File Size : 32,64 MB
Release : 1986
Category : Federal aid to housing
ISBN :

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This handbook provides concise explanations of the federal statutes and regulations governing the major housing programs, including: programs for low-income, elderly, and veteran populations, block grants, urban conservation, rehabilitation, and related programs.