[PDF] Economic Impact Of Credit Use On Smallholder Farmerss eBook

Author : Michael Tariku
Publisher : LAP Lambert Academic Publishing
Page : 108 pages
File Size : 11,58 MB
Release : 2013
Category :
ISBN : 9783659424922

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It has been reported in various studies that micro finance has very beneficial economic and social impacts. Others argue that it can be an instrument of defaults and stagnation rather than an instrument of progress. Therefore, the major concern of this study is to measure the impact of credit use on the farm income and the living standard of the small farmers, to identify the factors affecting credit use, and to investigate the pattern of credit use by smallholder farmers. Descriptive statistics such as mean, standard deviation and percentages were used for analysing the data. Moreover, inferential statistics of t-test and 2 - test were employed to compare credit users and non-users with respect to the hypothesized and other related variables. A binary logit model is employed to examine factors affecting agricultural credit use. In this regard, a total of twelve explanatory variables were included in the empirical model of which five were significant, while Propensity Score Matching (PSM) method is employed to measure the impact of credit on the farm income of smallholders.

Author : Peter J. Barry
Publisher : American Enterprise Institute
Page : 132 pages
File Size : 34,41 MB
Release : 1995
Category : Business & Economics
ISBN : 9780844739052

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Examines the nonbudget consequences of the entire set of agricultural programmes and the extent to which general financial regulation affects the farm sector.

Author : Gordon Donald
Publisher :
Page : 312 pages
File Size : 42,51 MB
Release : 1976
Category : Political Science
ISBN :

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AID experience with farm credit programs; Why small farmer credit? The role of credit; Financial institutions and policies; Related institutions and policies; Strategies;

Author : Hagos W/Gebriel Teklu
Publisher : LAP Lambert Academic Publishing
Page : 140 pages
File Size : 41,13 MB
Release : 2011-07
Category :
ISBN : 9783844334043

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The major concern of this study is assessing the impact of agricultural credit on gross farm income, consumption level and asset creation of smallholder farmers, by identifying factors affecting credit access and trend of credit use of smallholder farmers. Primary data were collected from 150 farmers, and secondary data from relevant organizations and pertinent documents of North Gondar Zone, Ethiopia. Data were analyzed using descriptive statistics, binary logit and Cobb-Douglas production function models. Therefore this study has contributed that, agricultural input credit access and proper use helped in income improvement, consumption level and asset creation of smallholder farmer's welfare living and should be diversified to include more income generative technologies and farmers.

Author : John A. Dixon
Publisher : Food & Agriculture Org.
Page : 424 pages
File Size : 12,75 MB
Release : 2001
Category : Business & Economics
ISBN : 9789251046272

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A joint FAO and World Bank study which shows how the farming systems approach can be used to identify priorities for the reduction of hunger and poverty in the main farming systems of the six major developing regions of the world.

Author : Rob Cramb
Publisher : Springer Nature
Page : 462 pages
File Size : 48,2 MB
Release : 2020-01-03
Category : Business & Economics
ISBN : 9811509980

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This open access book is about understanding the processes involved in the transformation of smallholder rice farming in the Lower Mekong Basin from a low-yielding subsistence activity to one producing the surpluses needed for national self-sufficiency and a high-value export industry. For centuries, farmers in the Basin have regarded rice as “white gold”, reflecting its centrality to their food security and well-being. In the past four decades, rice has also become a commercial crop of great importance to Mekong farmers, augmenting but not replacing its role in securing their subsistence. This book is based on collaborative research to (a) compare the current situation and trajectories of rice farmers within and between different regions of the Lower Mekong, (b) explore the value chains linking rice farmers with new technologies and input and output markets within and across national borders, and (c) understand the changing role of government policies in facilitating the on-going evolution of commercial rice farming. An introductory section places the research in geographical and historical context. Four major sections deal in turn with studies of rice farming, value chains, and policies in Northeast Thailand, Central Laos, Southeastern Cambodia, and the Mekong Delta. The final section examines the implications for rice policy in the region as a whole.

Author : Balana, Bedru
Publisher : Intl Food Policy Res Inst
Page : 28 pages
File Size : 34,16 MB
Release : 2020-11-13
Category : Political Science
ISBN :

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Credit constraint is considered by many as one of the key barriers to adoption of modern agricultural technologies, such as chemical fertilizer, improved seeds, and irrigation technologies, among smallholders. Past research and much policy discourse associates agricultural credit constraints with supply-side factors, such as limited access to credit sources or high costs of borrowing. However, demand-side factors, such as risk-aversion and financial illiteracy among borrowers, as well as high transaction costs, can also play important roles in credit-rationing for smallholders. Using primary survey data from Ethiopia and Tanzania, this study examines the nature of credit constraints facing smallholders and the factors that affect credit constraints. In addition, we assess whether credit constraints are gender-differentiated. Results show that demand-side credit constraints are at least as important as supply-side factors in both countries. Women are more likely to be credit constrained (from both the supply and demand sides) than men. Based on these findings, we suggest that policies should focus on addressing both supply- and demand-side credit constraints, including through targeted interventions to reduce risk, such as crop insurance and gender-sensitive policies to improve women’s access to credit.

Author : Dale W Adams
Publisher : Routledge
Page : 265 pages
File Size : 33,45 MB
Release : 2021-11-28
Category : Social Science
ISBN : 1000009416

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Originally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.