[PDF] Credit Reports eBook

Author : Evan Hendricks
Publisher :
Page : 364 pages
File Size : 37,49 MB
Release : 2004
Category : Business & Economics
ISBN : 9780964548619

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This book is a consumer instruction manual for the credit reporting and credit scoring systems. Although these credit systems directly effect the financial standing of millions of Americans, few people understand them.

Author : Evan Hendricks
Publisher :
Page : 390 pages
File Size : 44,42 MB
Release : 2005
Category : Business & Economics
ISBN : 9780964548633

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This book addresses a host of issues concerning credit reporting in the United States. The book is designed to help readers gain a greater understanding of the credit reporting and scoring system, and how it impacts them. As the disclaimer states, this book does not give legal advice. Legal advice can only be given case-by-case by a lawyer, which this author is not.

Author : Margaret J. Miller
Publisher : MIT Press
Page : 484 pages
File Size : 39,36 MB
Release : 2003
Category : Business & Economics
ISBN : 9780262134224

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The first comprehensive review of credit reporting systems worldwide, including their institutional forms and evidence of their impact on financial markets. Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower loan processing time and costs. Credit reports also strengthen borrower discipline, since nonpayment with one institution results in sanctions with others. This book provides the first comprehensive review of credit reporting systems worldwide and documents the rapid growth in the industry. It offers empirical and theoretical evidence of the impact of credit reporting on financial markets, using examples from both developed and developing economies. Credit reporting, it shows, significantly contributes to predicting default risk of potential borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting.

Author : Anthony Davenport
Publisher : Houghton Mifflin Harcourt
Page : 225 pages
File Size : 39,27 MB
Release : 2018
Category : Business & Economics
ISBN : 1328695271

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A road map for how to navigate the confusing, secretive world of consumer credit, and how to upgrade and correct your score.

Author : Evan Hendricks
Publisher :
Page : 364 pages
File Size : 50,26 MB
Release : 2004
Category : Business & Economics
ISBN : 9780964548619

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This book is a consumer instruction manual for the credit reporting and credit scoring systems. Although these credit systems directly effect the financial standing of millions of Americans, few people understand them.

Author : Eric Rosenblatt
Publisher : Academic Press
Page : 274 pages
File Size : 50,34 MB
Release : 2020-01-21
Category : Business & Economics
ISBN : 0128188154

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Credit Data and Scoring: The First Triumph of Big Data and Big Algorithms illuminates the often-hidden practice of predicting an individual's economic responsibility. Written by a leading practitioner, it examines the international implications of US leadership in credit scoring and what other countries have learned from it in building their own systems. Through its comprehensive contemporary perspective, the book also explores how algorithms and big data are driving the future of credit scoring. By revealing a new big picture and data comparisons, it delivers useful insights into legal, regulatory and data manipulation. Provides insights into credit scoring goals and methods Examines U.S leadership in developing credit data and algorithms and how other countries depart from it Analyzes the growing influence of algorithms in data scoring

Author : Liz Pulliam Weston
Publisher : FT Press
Page : 241 pages
File Size : 39,91 MB
Release : 2012
Category : Business & Economics
ISBN : 0132823497

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Your Credit Score, Fourth Edition thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors.

Author : Riki Roash
Publisher : Createspace Independent Publishing Platform
Page : 0 pages
File Size : 30,31 MB
Release : 2013-04-07
Category : Consumer credit
ISBN : 9781484042298

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No more paying top dollar to attorneys and credit repair companies. The secrets are revealed. This book will teach you the incredibly easy process the professionals are using and charging thousands for. A simple step-by-step guide to remove all derogatory items on your credit reports, even if they do belong to you!Are charge-offs, repos, bankruptcies, judgments, short-sales, loan modifications, late payments, and collection accounts preventing you from receiving the new home or car that you dream of, or preventing you from getting a better job or credit card?Say no more, and make them vanish from your credit report file, so your FICO score will dramatically improve!

Author : Jason R. Rich
Publisher : Entrepreneur Press
Page : 356 pages
File Size : 13,31 MB
Release : 2013-01-29
Category : Business & Economics
ISBN : 1599184990

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Explains little known advice and tips for improving a credit score, including how to remove damaging information and negotiate with creditors.