[PDF] An Economic Study Of Factors Affecting The Demand For Agricultural Credit At The Farm Level eBook

Author : Bethel Ewung
Publisher :
Page : 64 pages
File Size : 39,24 MB
Release : 2013-08
Category :
ISBN : 9783656325970

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Master's Thesis from the year 2008 in the subject Agrarian Studies, grade: -, University of Ibadan, course: Agricultural Economics, language: English, abstract: The demand for credit and its impact on the productivity of poultry enterprise was investigated in Cross River State. The Multinomial logit model was used to determine the factors affecting farmers demand and participation in credit market, be it formal or informal, or both institutions. Descriptive statistics was carried out for the socio-economic and enterprise characteristic, while the impact of the use of credit on the productivity of the farmers was ascertained using the Cobb-Douglas stochastic frontier production function. Analyses of results from data collated through well structured questionnaires indicated that the factors that affects farmers credit demand and choice includes, socio-economic and enterprise characteristics, indicators from the credit history of the farmer, as well as institutional or policy-based characteristics. Socio-economic and enterprise characteristics such as educational level, gender, farm capacity, and household asset were significant factors that influenced participant choice of credit institution in the study area. Poultry training was also found to be statistically significant. The positive sign associated with training indicates the importance of an increase in the training level of poultry farmers. Again, farmers with high likelihood to economics of scale and increase output have high probability to borrow from credit institution. Interest rate was also found to have negative relationship to participation in all markets. Other institutional factors that were significant were more favourable terms and easier to get a loan. While farmers who had once benefited (i.e. had outstanding loan) significantly contributed to participation decision. Credit access and use was found to have significantly impacted on the productivity of the farmers in terms of efficiency. The mean

Author : Dean W. Hughes
Publisher : CRC Press
Page : 270 pages
File Size : 17,72 MB
Release : 2019-03-04
Category : Science
ISBN : 0429689179

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Farm credit and tax policies have become increasingly important areas of concern for policymakers and agriculturists. Rising levels of debt use among the nation's commercial producers, rising interest rates, and an increased dependence on international commodity markets have contributed to greater income volatility at the farm level, making financi

Author : Abay, Kibrom A.
Publisher : Intl Food Policy Res Inst
Page : 57 pages
File Size : 38,17 MB
Release : 2022-03-01
Category : Political Science
ISBN :

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Ethiopia is currently embroiled in a large-scale civil war that has continued for more than a year. Using unique High-Frequency Phone Survey (HFPS) data, which spans several months before and after the outbreak of the war, this paper provides fresh evidence on the ex durante impacts of the conflict on the food security and livelihood activities of affected households. We use difference-in-differences estimation to compare trends in the outcomes of interest across affected and unaffected regions (households) and before and after the outbreak of the civil war. Seven months into the conflict, we find that the outbreak of the civil war increased the probability of moderate to severe food insecurity by 38 percentage points. Using the Armed Conflict Location and Event Data (ACLED) on households’ exposure to violent conflict, we show that exposure to one additional battle leads to 1 percentage point increase in the probability of moderate to severe food insecurity. The conflict has reduced households’ access to food through supply chain disruptions while also curtailing non-farm livelihood activities. Non-farm and wage related activities were the most affected by the conflict while farming activities were relatively more resilient. Similarly, economic activities in urban areas were much more affected than those in rural areas. These substantial impact estimates, which are likely to be underestimates of the true average effects on the population, constitute novel evidence on the near-real-time impacts of an on-going civil conflict, providing direct evidence on how violent conflict disrupts the functioning of market supply chains and livelihoods activities. Our work highlights the potential of HFPS to monitor active and large-scale conflicts, especially in contexts where conventional data sources are not immediately available.

Author : Balana, Bedru
Publisher : Intl Food Policy Res Inst
Page : 28 pages
File Size : 41,41 MB
Release : 2020-11-13
Category : Political Science
ISBN :

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Credit constraint is considered by many as one of the key barriers to adoption of modern agricultural technologies, such as chemical fertilizer, improved seeds, and irrigation technologies, among smallholders. Past research and much policy discourse associates agricultural credit constraints with supply-side factors, such as limited access to credit sources or high costs of borrowing. However, demand-side factors, such as risk-aversion and financial illiteracy among borrowers, as well as high transaction costs, can also play important roles in credit-rationing for smallholders. Using primary survey data from Ethiopia and Tanzania, this study examines the nature of credit constraints facing smallholders and the factors that affect credit constraints. In addition, we assess whether credit constraints are gender-differentiated. Results show that demand-side credit constraints are at least as important as supply-side factors in both countries. Women are more likely to be credit constrained (from both the supply and demand sides) than men. Based on these findings, we suggest that policies should focus on addressing both supply- and demand-side credit constraints, including through targeted interventions to reduce risk, such as crop insurance and gender-sensitive policies to improve women’s access to credit.

Author : Hagos W/Gebriel Teklu
Publisher : LAP Lambert Academic Publishing
Page : 140 pages
File Size : 14,12 MB
Release : 2011-07
Category :
ISBN : 9783844334043

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The major concern of this study is assessing the impact of agricultural credit on gross farm income, consumption level and asset creation of smallholder farmers, by identifying factors affecting credit access and trend of credit use of smallholder farmers. Primary data were collected from 150 farmers, and secondary data from relevant organizations and pertinent documents of North Gondar Zone, Ethiopia. Data were analyzed using descriptive statistics, binary logit and Cobb-Douglas production function models. Therefore this study has contributed that, agricultural input credit access and proper use helped in income improvement, consumption level and asset creation of smallholder farmer's welfare living and should be diversified to include more income generative technologies and farmers.