[PDF] Affordable Credit eBook

Author : Collard, Sharon
Publisher : Policy Press
Page : 48 pages
File Size : 37,13 MB
Release : 2005-02-09
Category : Business & Economics
ISBN : 1861346875

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The poor pay more for many things but, arguably, it is the extra they pay for credit that puts the greatest strain on their budgets. This report looks beyond the rhetoric that has dominated much of the debate on high-cost credit to examine the scope for widening access to more affordable credit. The report explores what people on low incomes want from a credit source. It also analyses the constraints on lending to poor people. It looks at the scope for reducing the costs of lending and widening access to more affordable credit, and estimates the scale of demand for affordable credit. This report should be read by commercial and not-for-profit lenders, campaigners, policymakers and anyone studying or researching issues around poverty and financial exclusion.

Author : Mark Shelburne
Publisher : American Bar Association
Page : 0 pages
File Size : 40,43 MB
Release : 2014
Category : Federal aid to housing
ISBN : 9781627226189

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This book is intended for professionals who are beginning the process of learning about the federal low-income housing tax credit ("Housing Credit," also known as LIHTCs). Even the most capable student cannot obtain a working knowledge by reading one, or even several publications on the subject. The rules and practices are too complex, particularly for compliance. But every journey starts somewhere, and this book will help with your first application/allocation/closing/property--whichever role brings you to this industry.

Author :
Publisher :
Page : 42 pages
File Size : 37,45 MB
Release : 2005
Category : Consumer credit
ISBN : 9781861347480

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The poor pay more for many things but, arguably, it is the extra they pay for credit that puts the greatest strain on their budgets. This report looks beyond the rhetoric that has dominated much of the debate on high-cost credit to examine the scope for widening access to more affordable credit.

Author :
Publisher :
Page : 0 pages
File Size : 45,90 MB
Release : 2022
Category : Public housing
ISBN : 9781731929877

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"'Low-Income Housing Tax Credit Handbook' provides definitive guidance through the complex body of laws, regulations, and judicial decisions concerning the low-income housing credit (LIHC)"--

Author : Julie Birkenmaier
Publisher : VDM Publishing
Page : 216 pages
File Size : 10,71 MB
Release : 2007
Category : Architecture
ISBN : 9783836428446

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Asset building has become an increasingly important component of social welfare policy in recent years. For families seeking to build assets through home ownership, raising credit scores is often a key element of their prepurchase efforts. Low income and minority families in particular can struggle with poor credit scores and seek Homeownership Education and Counseling (HEC) services to assist them to raise their credit score and access affordable mortgage credit. This book examines the effectiveness of credit counseling within HEC services on credit scores. Quantitative data were gathered via preand one year post-counseling credit scores from 203 clients who obtained pre-purchase credit counseling. Qualitative findings from a focus group of HEC credit counselors shed light on the role of credit counselors in HEC services and difficulties encountered in interfacing with the sub-prime mortgage market. This book is addressed to community development, mortgage finance and public policy professionals and researchers.

Author : Willian Garley
Publisher : Createspace Independent Publishing Platform
Page : 178 pages
File Size : 22,56 MB
Release : 2011-04-28
Category : Business & Economics
ISBN : 9781452894379

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101 Quick Credit Repair Tips is a guide to affordable credit repair. Discover the secrets to repair your credit. This credit repair book reveals how to repair your credit easily and in an affordable way.