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Voluntary Health Insurance in Europe: Country Experience

Author : Sagan A.
Publisher : World Health Organization
Page : 163 pages
File Size : 18,93 MB
Release : 2016-07-20
Category : Business & Economics
ISBN : 9289050373

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No two markets for voluntary health insurance (VHI) are identical. All differ in some way because they are heavily shaped by the nature and performance of publicly financed health systems and by the contexts in which they have evolved. This volume contains short structured profiles of markets for VHI in 34 countries in Europe. These are drawn from European Union member states plus Armenia Iceland Georgia Norway the Russian Federation Switzerland and Ukraine. The book is aimed at policy-makers and researchers interested in knowing more about how VHI works in practice in a wide range of contexts. Each profile written by one or more local experts identifies gaps in publicly-financed health coverage describes the role VHI plays outlines the way in which the market for VHI operates summarises public policy towards VHI including major developments over time and highlights national debates and challenges. The book is part of a study on VHI in Europe prepared jointly by the European Observatory on Health Systems and Policies and the WHO Regional Office for Europe. A companion volume provides an analytical overview of VHI markets across the 34 countries.

Care Without Coverage

Author : Institute of Medicine
Publisher : National Academies Press
Page : 213 pages
File Size : 11,12 MB
Release : 2002-06-20
Category : Medical
ISBN : 0309083435

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Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Health Care Regulation in America

Author : Robert I. Field
Publisher : Oxford University Press, USA
Page : 353 pages
File Size : 29,12 MB
Release : 2007
Category : Medical
ISBN : 0195159683

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Regulation shapes all aspects of America's fragmented health care industry. While the health and lives of patients as well as almost one-sixth of the national economy depend on its effectiveness, health care regulation in America is bewilderingly complex. 'Health Care Regulation in America' is a guide to this regulatory maze.

National Health Insurance by Regulation

Author : Charles E. Phelps
Publisher :
Page : 40 pages
File Size : 11,11 MB
Release : 1980
Category : Employee fringe benefits
ISBN :

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Social issues have often been solved, at least in part, by requiring that certain activities be undertaken by businesses on behalf of their employees. The entire social security system, workmen's compensation plans, and affirmative action for hiring of minorities are cases in point. The concept of using mandating as a portion of a national health insurance (NHI) plan arose during the Nixon administration and has been periodically (though not necessarily currently) embraced by such diverse entities as the administrations of Presidents Nixon and Carter, the U.S. Chamber of Commence, and prominent members of Congress of a variety of political persuasions from both major political parties. The broad political appeal for using mandated insurance appears to arise from several roots. First, it is 'off budget'. That is, a national health insurance plan can be structured without giving the appearance of affecting federal spending. Second, it gains the political support of a potentially powerful interest group: Because it retains an active role for the private insurance industry, it retains a market-oriented structure generally appealing to those desiring to minimize the appearance of government intervention.

Handbook of the Economics of Population Aging

Author : John Piggott
Publisher : Elsevier
Page : 1146 pages
File Size : 13,34 MB
Release : 2016-11-21
Category : Social Science
ISBN : 0444634045

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Handbook of the Economics of Population Aging synthesizes the economic literature on aging and the subjects associated with it, including social insurance and healthcare costs, both of which are of interest to policymakers and academics. These volumes, the first of a new subseries in the Handbooks in Economics, describe and analyze scholarship created since the inception of serious attention began in the late 1970s, including information from general economics journals, from various field journals in economics, especially, but not exclusively, those covering labor markets and human resource issues, from interdisciplinary social science and life science journals, and from papers by economists published in journals associated with gerontology, history, sociology, political science, and demography, amongst others. Dissolves the barriers between policymakers and scholars by presenting comprehensive portraits of social and theoretical issues Synthesizes valuable data on the topic from a variety of journals dating back to the late 1970s in a convenient, comprehensive resource Presents diverse perspectives on subjects that can be closely associated with national and regional concerns Offers comprehensive, critical reviews and expositions of the essential aspects of the economics of population aging

A Primer

Author :
Publisher :
Page : 31 pages
File Size : 45,16 MB
Release : 1978
Category :
ISBN :

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Health Insurance Regulation

Author : United States Accounting Office (GAO)
Publisher : Createspace Independent Publishing Platform
Page : 26 pages
File Size : 42,42 MB
Release : 2018-05-27
Category :
ISBN : 9781720363095

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Health Insurance Regulation: National Portability Standards Would Facilitate Changing Health Plans

The Future of Insurance Regulation in the United States

Author : Martin F. Grace
Publisher : Rowman & Littlefield
Page : 244 pages
File Size : 14,83 MB
Release : 2009-12-01
Category : Business & Economics
ISBN : 0815703864

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A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).