[PDF] Insuring The Industrial Revolution eBook

Author : Robin Pearson
Publisher : Routledge
Page : 374 pages
File Size : 28,69 MB
Release : 2017-07-05
Category : History
ISBN : 1351927310

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Fire had always been one of the greatest threats to an early modern British society that relied on the naked flame as the prime source of heating, lighting and cooking. Yet whilst the danger of fire had always been taken seriously, it was not until the start of the eighteenth century that a sophisticated system of insurance became widely available. Whilst a number of high profile fires during the seventeenth century had drawn attention to the economic havoc a major conflagration could wreak, it was not until the effects of sustained industrialization began to alter the economic and social balance of the nation, that fire insurance really took off as a concept. The culmination of ten years of research, this book is the definitive work on early British fire insurance. It also provides a foundation for future comparative international studies of this important financial service, and for a greater level of theorising by historians about the relationship between insurance, perceptions of risk, economic development and social change. Through a detailed study of the archives of nearly 50 English and Scottish insurance companies founded between 1696 and 1850 - virtually all the records currently available - together with the construction of many new datasets on output, performance and markets, this book presents one of the most comprehensive histories ever written of a financial service. As well as measuring the size, market structure and growth rate of insurance, and the extent to which the first industrial revolution was insured, it also demonstrates ways in which insurance can be linked into wider issues of economic and social change in Britain. These range from an examination of the joint-stock company form of organization - to an analysis of changing attitudes towards fire hazard during the course of the eighteenth century. The book concludes by emphasising the ambivalent character of fire insurance in eighteenth and early nineteenth century Britain, contrasting the industry's dynamic long-run rate of growth with its more conservative attitude to product design and diversification.

Author : PROFESSOR OF ECONOMIC HISTORY ROBIN. PEARSON
Publisher : Routledge
Page : 448 pages
File Size : 27,35 MB
Release : 2017-05-16
Category :
ISBN : 9781138277571

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Fire had always been one of the greatest threats to an early modern British society that relied on the naked flame as the prime source of heating, lighting and cooking. Yet whilst the danger of fire had always been taken seriously, it was not until the start of the eighteenth century that a sophisticated system of insurance became widely available. Whilst a number of high profile fires during the seventeenth century had drawn attention to the economic havoc a major conflagration could wreak, it was not until the effects of sustained industrialization began to alter the economic and social balance of the nation, that fire insurance really took off as a concept. The culmination of ten years of research, this book is the definitive work on early British fire insurance. It also provides a foundation for future comparative international studies of this important financial service, and for a greater level of theorising by historians about the relationship between insurance, perceptions of risk, economic development and social change. Through a detailed study of the archives of nearly 50 English and Scottish insurance companies founded between 1696 and 1850 - virtually all the records currently available - together with the construction of many new datasets on output, performance and markets, this book presents one of the most comprehensive histories ever written of a financial service. As well as measuring the size, market structure and growth rate of insurance, and the extent to which the first industrial revolution was insured, it also demonstrates ways in which insurance can be linked into wider issues of economic and social change in Britain. These range from an examination of the joint-stock company form of organization - to an analysis of changing attitudes towards fire hazard during the course of the eighteenth century. The book concludes by emphasising the ambivalent character of fire insurance in eighteenth and early nineteenth century Britain, contras

Author : Klaus Schwab
Publisher : Currency
Page : 192 pages
File Size : 32,41 MB
Release : 2017-01-03
Category : Business & Economics
ISBN : 1524758876

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World-renowned economist Klaus Schwab, Founder and Executive Chairman of the World Economic Forum, explains that we have an opportunity to shape the fourth industrial revolu­tion, which will fundamentally alter how we live and work. Schwab argues that this revolution is different in scale, scope and complexity from any that have come before. Characterized by a range of new technologies that are fusing the physical, digital and biological worlds, the developments are affecting all disciplines, economies, industries and governments, and even challenging ideas about what it means to be human. Artificial intelligence is already all around us, from supercomputers, drones and virtual assistants to 3D printing, DNA sequencing, smart thermostats, wear­able sensors and microchips smaller than a grain of sand. But this is just the beginning: nanomaterials 200 times stronger than steel and a million times thinner than a strand of hair and the first transplant of a 3D printed liver are already in development. Imagine “smart factories” in which global systems of manu­facturing are coordinated virtually, or implantable mobile phones made of biosynthetic materials. The fourth industrial revolution, says Schwab, is more significant, and its ramifications more profound, than in any prior period of human history. He outlines the key technologies driving this revolution and discusses the major impacts expected on government, business, civil society and individu­als. Schwab also offers bold ideas on how to harness these changes and shape a better future—one in which technology empowers people rather than replaces them; progress serves society rather than disrupts it; and in which innovators respect moral and ethical boundaries rather than cross them. We all have the opportunity to contribute to developing new frame­works that advance progress.

Author : Robin Pearson
Publisher : Routledge
Page : 280 pages
File Size : 16,16 MB
Release : 2015-10-06
Category : Business & Economics
ISBN : 131732353X

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Despite their economic and social importance, there are relatively few book-length studies of national insurance industries. This collection of nine essays by a group of international experts redresses this balance; providing an extensive geographical and thematic spread, linked via an extensive introduction.

Author : Doyle Ray Oakey
Publisher :
Page : pages
File Size : 50,71 MB
Release : 2004
Category : Industrial relations
ISBN :

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Abstract: Most approaches adopted to explain the growth of the post-industrial complex focus on "modernization" through manufacture and industrialization. Unlike the industrial revolution, however, the post-industrial age is characterized by new divisions of labor emphasizing knowledge, information dissemination, sharing, coordination and control (i.e., advanced services). Because existing theories were not developed to explain post-industrialism, they may be misleading or inapplicable. As such, the purpose of this study is twofold: (1) to ecologically contextualize the post-industrial revolution and, (2) to create an empirical and practical model useful in explaining the post-industrial revolution using global life insurance penetration as a proxy. To this end four issues are addressed. First, I assess current theory with an eye toward synthesis in order to provide a holistic explanatory context for post-industrial evolution. Second, I demonstrate how life insurance penetration acts as a proxy for post-industrial growth. Third, I outline key hypothetical drivers of post-industrial change using the life insurance industry as a springboard. Finally, I analyze a pooled, cross-sectional time series of 49 countries over ten years (1991 to 2000) giving empirical support to these hypothetical drivers of post-industrial participation. Based upon theoretical synthesis, my conjunctual ecological model posits a causal process for post-industrial growth along four dimensions: geographic/environmental, demographic, socio-organizational/economic, and cyclical/temporal. Controlling for economic development, all dimensions yield fairly robust results. Geographically, national predisposition to shipping shows a strong net positive effect; also, demographic indicators such as population dependency, death rate and female labor force participation demonstrate broad net influences on insurance penetration. Socio-organizational variables such as savings and household consumption have little predictive value, but inflation rates do show consistent negative effects on insurance penetration. The temporal influence of the US business cycle also partially determines the insurance penetration of other countries, demonstrating the economic convergence of the post-industrial world. A final proxy of the post-industrial syndrome, the percentage of GDP in services, displays a consistently positive net effects on the dependent variable. In conclusion, analysis and discussion demonstrate that a holistic theoretical approach to the post-industrial revolution is warranted. Moreover, these results have direct applicability to insurance marketing around the globe.

Author : Hugh Chisholm
Publisher :
Page : 1090 pages
File Size : 28,46 MB
Release : 1910
Category : Encyclopedias and dictionaries
ISBN :

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This eleventh edition was developed during the encyclopaedia's transition from a British to an American publication. Some of its articles were written by the best-known scholars of the time and it is considered to be a landmark encyclopaedia for scholarship and literary style.

Author : John E. Murray
Publisher :
Page : 313 pages
File Size : 23,8 MB
Release : 2007
Category : Absenteeism (Labor)
ISBN : 9780300150162

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"How did the United States come to have its distinctive workplace-based health insurance system? Why did Progressive initiatives to establish a government system fail? This book explores the history of health insurance in the United States from its roots in the nineteenth-century sickness funds offered by industrial employers, fraternal organizations, and labor unions to the rise of such group plans as Blue Cross and Blue Shield in the mid-twentieth century."--Jacket.

Author : Joel Mokyr
Publisher : Routledge
Page : 472 pages
File Size : 42,4 MB
Release : 2018-02-06
Category : History
ISBN : 0429974191

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The Industrial Revolution remains a defining moment in the economic history of the modern world. But what kind and how much of a revolution was it? And what kind of ?moment? could it have been? These are just some of the larger questions among the many that economic historians continue to debate. Addressing the various interpretations and assumptions that have been attached to the concept of the Industrial Revolution, Joel Mokyr and his four distinguished contributors present and defend their views on essential aspects of the Industrial Revolution. In this revised edition, all chapters?including Mokyr's extensive introductory survey and evaluation of research in this field?are updated to consider arguments and findings advanced since the volume's initial 1993 publication. Like its predecessor, the revised edition of The British Industrial Revolution is an essential book for economic historians and, indeed, for any historian of Great Britain in the eighteenth and nineteenth centuries.

Author : Klaus Schwab
Publisher : Currency
Page : 290 pages
File Size : 16,76 MB
Release : 2018-11-06
Category : Business & Economics
ISBN : 1984822616

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World Economic Forum Founder and Executive Chairman Klaus Schwab offers a practical companion and field guide to his previous book, The Fourth Industrial Revolution. Today, technology is changing everything--how we relate to one another, the way we work, how our economies and goverments function, and even what it means to be human. One need not look hard to see how the incredible advances in artificial intelligence, cryptocurrencies, biotechnologies, and the internet of things are transforming society in unprecedented ways. But the Fourth Industrial Revolution is just beginning, says Schwab. And at a time of such tremendous uncertainty and such rapid change, he argues it's our actions as individuals and leaders that will determine the trajectory our future will take. We all have a responsibility - as citizens, businesses, and institutions - to work with the current of progress, not against it, to build a future that is ethical, inclusive, sustainable and prosperous. Drawing on contributions from 200 top experts in fields ranging from machine learning to geoengineering to nanotechnology, to data ethics, Schwab equips readers with the practical tools to leverage the technologies of the future to leave the world better, safer, and more resilient than we found it.