[PDF] Hist Of Life Insurance In The eBook

Author : Viviana A. Rotman Zelizer
Publisher : Columbia University Press
Page : 322 pages
File Size : 36,31 MB
Release : 2017-08-08
Category : Social Science
ISBN : 0231545428

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Life insurance—the promise of an insurer to pay a sum upon a person's death in exchange for a regular premium—is a bizarre enterprise. How can we monetize human life? Should we? What statistics do we use, what assumptions do we make, and what behavioral factors do we consider? First published in 1979, Morals and Markets Is a pathbreaking study exploring the development of life insurance in the United States. Viviana A. Rotman Zelizer combines economic history and a sociological perspective to advance a novel interpretation of the life insurance industry. The book pioneered a cultural approach to the analysis of morally controversial markets. Zelizer begins in the mid-nineteenth century with the rise of the life insurance industry, a contentious chapter in the history of American business. Life insurance was stigmatized at first, denounced in newspapers and condemned by religious leaders as an immoral and sacrilegious gamble on human life. Over time, the business became a widely praised arrangement to secure a family's future. How did life insurance overcome cultural barriers? As Zelizer shows, the evolution of the industry in the United States matched evolving attitudes toward death, money, family relations, property, and personal legacy.

Author : N. Y. ) Spectator Company (New York
Publisher : Nabu Press
Page : 148 pages
File Size : 20,12 MB
Release : 2013-10
Category :
ISBN : 9781293100349

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This is a reproduction of a book published before 1923. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book. ++++ The below data was compiled from various identification fields in the bibliographic record of this title. This data is provided as an additional tool in helping to ensure edition identification: ++++ Life Insurance History, 1843-1910: Yearly Business Of All Active United States Life Insurance Companies From Organization Spectator Company (New York, N.Y.) The Spectator company, 1911 Business & Economics; Insurance; Life; Business & Economics / Insurance / Life; Insurance, Life; Life insurance

Author : Charles Kelley Knight
Publisher : Hardpress Publishing
Page : 174 pages
File Size : 28,27 MB
Release : 2012-08-01
Category :
ISBN : 9781290906364

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Unlike some other reproductions of classic texts (1) We have not used OCR(Optical Character Recognition), as this leads to bad quality books with introduced typos. (2) In books where there are images such as portraits, maps, sketches etc We have endeavoured to keep the quality of these images, so they represent accurately the original artefact. Although occasionally there may be certain imperfections with these old texts, we feel they deserve to be made available for future generations to enjoy.

Author : Charles Kelley Knight
Publisher : Forgotten Books
Page : 170 pages
File Size : 15,78 MB
Release : 2016-08-09
Category : Reference
ISBN : 9781333191450

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Excerpt from The History of Life Insurance in the United States to 1870: With an Introduction to Its Development Abroad In the early history Of life insurance four primary stages of development may be distinguished. The first of these may be called the period Of experiment. It extends from the earliest beginnings down to the year 1700. During this time the prac tice Of keeping mortality records originated, and the funda mental laws Of probability were evolved and applied to the valuation of human life. Underwriting was done by indivi duals, and toward the end Of the period some distribution Of risk was accomplished by the insurers, since it became custom ary to accept but a small portion of each one of a number of separate hazards. The second stage may be designated the speculative assessment period.' It extends from 1700 to 1721, and is distinguished by the fact that assessment associations Of a highly speculative nature were formed for effecting life insurance. The third period, from 1721 to 1760, may be termed the era of scientific progress, since it is characterized by the progress made in the science of life contingencies. The fourth and last epoch, from 1760 to 1800, is One in which the advent of modern life insurance occurred. It was during this time that insurance for the whole of life on an annual level premium basis, and with a reserve fund to meet liabilities in creasing with advancing age, was put into practical operation. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.