Author : Pamela Loprest
Publisher :
Page : 34 pages
File Size : 12,3 MB
Release : 1992
Category : Early retirement
ISBN :
[PDF] Early Retiree Health eBook
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Early Retiree Health
Author : United States. General Accounting Office
Publisher :
Page : 24 pages
File Size : 42,23 MB
Release : 1994
Category : Employee fringe benefits
ISBN :
Does Retiree Health Insurance Encourage Early Retirement?
Author :
Publisher :
Page : 0 pages
File Size : 45,14 MB
Release : 2011
Category : Economics
ISBN :
The strong link between health insurance and employment in the United States may cause workers to delay retirement until they become eligible for Medicare at age 65. However, some employers extend health insurance benefits to their retirees, and individuals who are eligible for such retiree health benefits need not wait until age 65 to retire with group health coverage. We investigate the impact of retiree health insurance on early retirement using employee-level data from 64 diverse firms that are clients of Towers Watson, a leading benefits consulting firm. We find that retiree health coverage has its strongest effects at ages 62 and 63, resulting in a 3.7 percentage point (21.2 percent) increase in the probability of turnover at age 62 and a 5.1 percentage point (32.2 percent) increase in the probability of turnover at age 63; it has a more modest effects for individuals under the age of 62. A more generous employer contribution of 50 percent or more raises turnover by 1-3 percentage points at ages 56-61, by 5.9 percentage points (33.7 percent) at age 62, and by 6.9 percentage points (43.7 percent) at age 63. Overall, an employer contribution of 50 percent or more reduces the total number of person-years worked between ages 56 and 64 by 9.6 percent relative to no coverage.
Retiree Health Benefits, Including Proposals to Extend Medicare to Cover Early Retirees at Age 60
Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Health
Publisher :
Page : 152 pages
File Size : 23,96 MB
Release : 1992
Category : Business & Economics
ISBN :
Health Insurance and Early Retirement
Author : Jonathan Gruber
Publisher :
Page : 60 pages
File Size : 30,81 MB
Release : 1993
Category : Health insurance
ISBN :
Although the vast majority of working individuals aged 55-64 receive health insurance coverage through their employment, many of these individuals face the prospect of losing such coverage should they retire before becoming eligible for guaranteed public coverage through Medicare at age 65. Because the expected medical expenses of this group are large and uncertain, the availability of health insurance coverage after retirement could be a key factor in the retirement decision of older workers. We examine the effect of health insurance on retirement by looking at variation in state and federal 'continuation of coverage' mandates, laws which allow individuals to continue purchasing health insurance through a previous employer for a specified number of months after leaving the firm. By allowing individuals to maintain their employer-provided health insurance after retirement, these laws decrease the cost of early retirement for those who do not have other retiree health insurance available. Using data on 55-64 year old men from the Current Population Survey, we find that one year of continuation benefits increases the probability of being retired by 1 percentage point; this represents a 5.4 percent increase in the baseline probability of being retired for this group. We also find that continuation mandates increase the likelihood of being insured after retirement.
Retiree Health Insurance
Author : United States. General Accounting Office
Publisher :
Page : 32 pages
File Size : 30,88 MB
Release : 1997
Category : Health insurance
ISBN :
Early Retirees Under Social Security
Author : Michael Victor Leonesio
Publisher :
Page : 52 pages
File Size : 45,8 MB
Release : 2000
Category : Early retirement
ISBN :
The Broken Promise of Retiree Health Benefits
Author :
Publisher :
Page : 110 pages
File Size : 35,61 MB
Release : 1993
Category : Business & Economics
ISBN :
Who is "62 Enough"
Author : Janice Ann Olson
Publisher :
Page : 34 pages
File Size : 41,66 MB
Release : 1999
Category : Early retirement
ISBN :
The Effect of Retiree Health Insurance on Early Retirement
Author : Selen Ayse Opcin
Publisher :
Page : 246 pages
File Size : 28,90 MB
Release : 2002
Category :
ISBN :